Life & AD&D Benefits
The National IAM Benefit Trust Fund provides Life Insurance and Accidental Death & Dismemberment (AD&D) benefits to eligible employees enrolled in a participating BTF medical plan. Coverage and benefit amounts are determined by your group’s plan.
Life Insurance
Life Insurance benefits are paid to your designated beneficiary when you die while covered under the plan.
Accidental Death & Dismemberment
AD&D benefits may be payable if you experience a covered accidental injury or death. AD&D coverage is not available to retirees.
File a Claim
The Hartford provides Life and AD&D coverage and processes claims.
Learn How to File a Claim by viewing this Instructional Guide (PDF)
For additional information about your benefits, see your Summary Plan Description (SPD).